Get your questions answered

Property Tax Loans are a form of secured loan. Owning a property with verifiable value and clear title is all that’s technically required to qualify for a property tax loan.

Yes, you can get a property tax loan if you have bad credit. Property Tax Loans are a form of secured loan, so they’re not based on your personal qualifications. Your credit is not checked at any point during the tax loan process.

Yes, you can get a property tax loan if you are unemployed. We all go through tough times. Property tax loans can be especially helpful because they’re accessible when you really need them. Your employment (or unemployment) will not be verified during the property tax loan process.

Yes, you can. You should review the pertinent sections of your mortgage loan documentation to see what lender requirements may apply.

Yes, you can get a property tax loan on any number of properties.

Any time that you have an unpaid property tax bill, a property tax loan is a potential option for you.

One of our tax experts will need to collect a bit of information about the ownership and occupancy of your property. That can be done by phone, email or text. Technically, that’s all that’s really required.

Technically, your property taxes could be paid within 24 hours. That’s extremely rare though. A few business days is a more typical timeline for your property taxes to get paid off by a tax loan.

After you sign property tax loan documentation authorizing us to pay your property taxes, we send the required funds directly to the taxing entities along with the authorization paperwork. There’s nothing else that you need to do. We handle it all.

No, we send the balances owed directly to the taxing entities. We handle all of the paperwork and simply provide you the receipts to show that your taxes have been paid.

It doesn’t cost a dime to see if you qualify for a property tax loan. There are no upfront costs.

There are costs associated with closing a property tax loan, but you do not need to come out of pocket for those costs. They’re simply rolled into the loan balance. You can get your property taxes paid with just your signature.

Interest rates are always changing, so there is no permanent answer to that question. However, we’re happy to tell you exactly what determines how a property tax loan interest rate is set. Article coming soon…

We love it when our customers think ahead. Luckily no, you do not have pay off your loan before the next year of taxes come due. When that time comes, we’ll be more than happy to talk to you about helping out with those new taxes as well.

No, we don’t technically put any new liens on your property. Property tax loans are sometimes referred to as a Tax Lien Transfer. The property tax collector (by state law) automatically places a lien on your property on January 1st of each year if the property taxes aren’t paid. When we step in and pay your property tax bill, the tax collector transfers the lien to us to hold as security for repayment.

Unfortunately yes, you can. Nonpayment of property taxes results in immediate penalties and interest. Then, it evolves into a tax lawsuit, judgement and foreclosure. Tax foreclosure eventually leads to your property being auctioned off to the highest bidder.

Probably nothing. It can take up to two weeks for the tax collector to reflect the payment that we made on your behalf, especially if that payment was made right at the end of a month. We actively monitor the tax collector’s payment processing and notify you as soon as we have physical proof that the payment has been applied. And don’t worry, your taxes are considered paid as of the date that we mailed in the payment.